A wealth of services
With our wide range of services, we can provide well-rounded plans that fully support your financial picture. Everything you need to grow, protect and enjoy your wealth, all under one roof.
Financial planning
Our comprehensive plans cover everything financial, including investments, tax strategies, retirement, estate planning, and more.
We see finances as an expression of who you are as a person: your goals, your dreams, your relationships. We start by getting to know what’s important to you, then create a financial plan that provides solid support for your values.
Much like life itself, our plans are dynamic; designed to embrace change. We can adjust and adapt, ensuring you always feel confident about where you’re headed.
Investment management
We believe that a consistent, disciplined approach is the best way to grow your wealth over the long term. We believe this because it’s proven by data.
Instead of betting on daily trends and timing the market, we hold steady and focus on the end goal. We allocate assets using models and strategies based on academic research. We invest with broad diversification across global markets and asset classes.
Your portfolio is designed just for you. As time goes on, we anticipate change and adjust your portfolio accordingly, keeping it in line with your goals. At each stage, we ensure there’s a healthy relationship between risk and return.
Plus, you can feel confident knowing our recommendations are made in your best interest. We’re fully independent, which means our compensation does not come from external managers. We have no sales quotas or incentives tied to specific investment products. Your success is our priority.
Tax management
First, we analyze your current finances. Then, we structure your financial plan so that every decision minimizes taxes over the long term.
Best of all, we ensure that every part fits within your bigger financial plan: RRSPs, TFSAs, charitable giving and estate transfers. For those who work as executives, we have a deep understanding of how compensation can impact taxes now, and throughout retirement.
We work with a team of accountants to prepare your personal taxes, ensuring accuracy, compliance and optimization. We can also assist with any requests from the Canada Revenue Agency, quickly and professionally.
Few wealth firms offer in-house tax expertise — this integrated strategy sets us apart.
Retirement planning
Retirement is full of question marks. How much do I need? When can I retire? Where will my income come from?
Luckily, we’re full of answers. We have predictive models that can determine the financial strength of your retirement goals. We then stress-test those models to provide peace of mind, or discover recommendations and revisions. We want you to make informed decisions, not guesses.
Our flexible, tax-efficient retirement plans evolve with your goals. Whether you’re preparing for retirement or already there, we’ll ensure your wealth can support your ambitions.
Estate planning
This is more than the legacy you leave behind. Proper estate planning considers the people you’d like to support, starting today.
Inheritances can be gifted throughout your life, creating positive impacts on your loved ones, which you can see and cherish. With thoughtful guidance, we ensure your wealth is transferred exactly the way you want it to, in the most tax-efficient way.
This is a continuous process that grows with you, adapting as your life, priorities, and relationships evolve. Let’s talk about the impact you can have with a well-planned strategy.
Planned giving
We’ve developed very specialized experience with charitable giving, and are happy to share our strategies with you. Our goal is to help you become great at doing good.
Charitable donations can be given throughout your life, as part of a multi-stage plan, allowing you to experience the joy of contributing to a better world.
If you’re thinking of donating generous sums, we can find ways to do so that will optimize your taxes. For example, we can setup donor-advised fund accounts, which act like mini foundations. Our partnership with Canada Gives amplifies this process, helping clients set up high-impact foundations.
Start planning a life well-lived
Let’s meet. We’ll take time to understand where you are today, then map out a clear path forward that aligns with your goals.